Many of you have let me know that your insurance rates have dramatically increased. It appears that our Assemblymember, Marie Waldron, has some good options for us within her message from today:
(Thanks Rosemary Johnston for sending this our way!)
From: Asm. Marie Waldron <Assemblymember.Waldron@outreach.assembly.ca.gov>
Date: Fri, Mar 4, 2022 at 8:23 AM
Subject: Finally Help with Home Insurance
Marie Waldron, State Assemblymember — Last month, the California Insurance Commissioner announced new regulations aimed at improving wildfire prevention and driving down the cost of insurance for homeowners in high fire risk areas. The proposed changes would require insurance companies to factor consumers’ and businesses’ wildfire mitigation efforts into the cost of coverage. The new regulations would also provide homeowners and businesses with the wildfire risk scores that are assigned to their properties and create a process by which consumers can appeal their score and other factors insurance companies use to assess wildfire risk.
These changes are long overdue and will help homeowners, farmers, and ranchers in high-risk wildfire zones, like Valley Center, Fallbrook, Bonsall, Pauma Valley, Rincon, Rainbow, and Palomar Mountain, find and keep more affordable coverage. I have heard from hundreds of constituents who have had their insurance coverage non-renewed due to living high fire risk areas and struggle to find an affordable replacement.
For a list of steps you can take to reduce the risk of wildfires in your neighborhood, click here. There are already many insurance companies offering discounts to residents and businesses that take these fire hardening precautions which can be viewed here.
The California Department of Insurance invites the public to share its feedback on these proposed regulations at an upcoming hearing on April 13th, 2022. I encourage everyone to make their voice heard!
This is a major step toward helping Californians find and keep quality insurance at an affordable rate.
Sincerely,
Marie Waldron
Assemblymember, 75th District
Palomar Mountain News 
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